FIRST TIME HOME BUYER PROGRAMS NEBRASKA

FHA First Time Home Buyer Programs have been helping Nebraska residents since 1934 

 

A knowledgeable & licensed Nebraska 'First Time Home Buyer Program' Specialist can offer you a better loan including:

  • Low down payments (if any)

  • 24 Hour Pre-Approval

  • Low closing costs

  • Easier credit qualifying

  • Access to many of the unique

    State Specific Federal Government Backed Programs that may be available to Nebraska First Time Buyers.

Nebraska First Time Home Buyer Loan

If you’re buying your first home, then this is the perfect place to start. And don't fear: We have the first time home buyer specialist that answer all the questions you want to ask, — and, those you haven't thought of yet.  home easier and less expensive than any other types of real estate mortgage home loan programs.

Buy a home in Nebraska with help from a Family Member

When buying a home, almost every lender will want to know where your down payment came from. If someone in your family is helping you with that down payment, it is called a Gift of Equity, a special FHA loan program.

Nebraska USDA Home Loan

If you live in a small town, rural area or farmlands situated in a location approved by USDA Rural Development, you may be able to purchase a home with up to 100% financing. The United States Department of Agriculture (USDA) were designed to encourage rural development, meaning city homes are excluded. United States Department of Agriculture (USDA) sets lending guidelines for the program, which is why it can feel confident in your home financing decisions with step-by-step guidance from an experienced USDA Mortgage Banker.

 

Buying a 'Fixer Upper' in Nebraska & Adding Additional Funds for Home Improvements

An FHA 203K Purchase and Rehab Loan can work in this situation. The 203K has many advantages. Put simply it is a mortgage insured by FHA that allows a home buyer to add rehab funds into a mortgage.

VA Veterans Home Loans in Nebraska

The VA Home Loan is a Federal Program designed for United States Armed Forces, Military Retiree, Veterans, National Guard and Reservists, as well as Spouses.

Nebraska Construction Home Loan

At last, a single loan that lets borrowers finance the construction of their home. You can even 'bundle the purchase of the land' land with your construction loan under what is called the 'One Time Close' loan. Guidelines for this program, can be found by clicking here: 'FHA Construction Loan Programs'  or here: 'VA Construction Loan Programs'

Buying a 2 Family or 3 Family Investment Property in Nebraska

You can buy from a duplex residence all the way up to a 4 unit home with a Government Backed FHA Loan , as long as the property is owner occupied. .

Nebraska FHA Home Loan

How it works:

 

√    Determine the type of FHA Government Loan that best fits your needs.

 

√       Complete an easy 2 minute application form.

 

√    We will forward your application to one and only one  FHA Approved Lender who can best help you based upon:

 

  • The type of loan you requested

  • Your down-payment (if purchase loan)

  • The location (State) your property is located

  • Your credit history

  • The best rate available for your loan

 

√    An FHA Loan Specialist will respond within 1 business day. They will explain what type of loan you are approved for, and the options available to you. 

 

√    Immediately that same day, the FHA Lender will overnight your pre-approval letter to you.

 

√    Review with no obligations your FHA Loan Pre-approval and locked rate. 

 

Note- It is very important that you keep this letter. It is your official pre-approval on bank letterhead with your 'locked rate', and if purchasing a house, it is equally important that you present this letter to the real estate agent to confirm your pre-qualification status.              

Nebraska FHA Lending Limits 2017

Nebraska Median Home Sale Price Price $159,000

 

County Name

Single

Duplex

3 Unit

4 Unit

ADAMS

$275,665

$352,950

$426,625

$530,150

 

ANTELOPE

$275,665

$352,950

$426,625

$530,150

   

ARTHUR

$275,665

$352,950

$426,625

$530,150

   

BANNER

$275,665

$352,950

$426,625

$530,150

   

BLAINE

$275,665

$352,950

$426,625

$530,150

   

BOONE

$275,665

$352,950

$426,625

$530,150

   

BOX BUTTE

$275,665

$352,950

$426,625

$530,150

   

BOYD

$275,665

$352,950

$426,625

$530,150

   

BROWN

$275,665

$352,950

$426,625

$530,150

   

BUFFALO

$275,665

$352,950

$426,625

$530,150

  

BURT

$275,665

$352,950

$426,625

$530,150

   

BUTLER

$275,665

$352,950

$426,625

$530,150

   

CASS

$275,665

$352,950

$426,625

$530,150

  

CEDAR

$275,665

$352,950

$426,625

$530,150

   

CHASE

$275,665

$352,950

$426,625

$530,150

   

CHERRY

$275,665

$352,950

$426,625

$530,150

   

CHEYENNE

$275,665

$352,950

$426,625

$530,150

   

CLAY

$275,665

$352,950

$426,625

$530,150

   

COLFAX

$275,665

$352,950

$426,625

$530,150

   

CUMING

$275,665

$352,950

$426,625

$530,150

   

CUSTER

$275,665

$352,950

$426,625

$530,150

   

DAKOTA

$275,665

$352,950

$426,625

$530,150

 

DAWES

$275,665

$352,950

$426,625

$530,150

   

DAWSON

$275,665

$352,950

$426,625

$530,150

   

DEUEL

$275,665

$352,950

$426,625

$530,150

   

DIXON

$275,665

$352,950

$426,625

$530,150

   

DODGE

$275,665

$352,950

$426,625

$530,150

   

DOUGLAS

$275,665

$352,950

$426,625

$530,150

   

DUNDY

$275,665

$352,950

$426,625

$530,150

   

FILLMORE

$275,665

$352,950

$426,625

$530,150

   

FRANKLIN

$275,665

$352,950

$426,625

$530,150

   

FRONTIER

$275,665

$352,950

$426,625

$530,150

   

FURNAS

$275,665

$352,950

$426,625

$530,150

   

GAGE

$275,665

$352,950

$426,625

$530,150

  

GARDEN

$275,665

$352,950

$426,625

$530,150

   

GARFIELD

$275,665

$352,950

$426,625

$530,150

   

GOSPER

$275,665

$352,950

$426,625

$530,150

  

GRANT

$275,665

$352,950

$426,625

$530,150

   

GREELEY

$275,665

$352,950

$426,625

$530,150

   

HALL

$275,665

$352,950

$426,625

$530,150

   

HAMILTON

$275,665

$352,950

$426,625

$530,150

   

HARLAN

$275,665

$352,950

$426,625

$530,150

   

HAYES

$275,665

$352,950

$426,625

$530,150

   

HITCHCOCK

$275,665

$352,950

$426,625

$530,150

   

HOLT

$275,665

$352,950

$426,625

$530,150

   

HOOKER

$275,665

$352,950

$426,625

$530,150

   

HOWARD

$275,665

$352,950

$426,625

$530,150

   

JEFFERSON

$275,665

$352,950

$426,625

$530,150

   

JOHNSON

$275,665

$352,950

$426,625

$530,150

   

KEARNEY

$275,665

$352,950

$426,625

$530,150

   

KEITH

$275,665

$352,950

$426,625

$530,150

   

KEYA PAHA

$275,665

$352,950

$426,625

$530,150

   

KIMBALL

$275,665

$352,950

$426,625

$530,150

   

KNOX

$275,665

$352,950

$426,625

$530,150

   

LANCASTER

$275,665

$352,950

$426,625

$530,150

 

LINCOLN

$433,550

$555,000

$670,900

$833,750

  

LOGAN

$433,550

$555,000

$670,900

$833,750

   

LOUP

$275,665

$352,950

$426,625

$530,150

   

MADISON

$275,665

$352,950

$426,625

$530,150

 

MCPHERSON

$433,550

$555,000

$670,900

$833,750

 

MERRICK

$275,665

$352,950

$426,625

$530,150

 

MORRILL

$275,665

$352,950

$426,625

$530,150

   

NANCE

$275,665

$352,950

$426,625

$530,150

   

NEMAHA

$275,665

$352,950

$426,625

$530,150

   

NUCKOLLS

$275,665

$352,950

$426,625

$530,150

   

OTOE

$275,665

$352,950

$426,625

$530,150

   

PAWNEE

$275,665

$352,950

$426,625

$530,150

   

PERKINS

$275,665

$352,950

$426,625

$530,150

   

PHELPS

$275,665

$352,950

$426,625

$530,150

   

PIERCE

$275,665

$352,950

$426,625

$530,150

   

PLATTE

$275,665

$352,950

$426,625

$530,150

   

POLK

$275,665

$352,950

$426,625

$530,150

   

RED WILLOW

$275,665

$352,950

$426,625

$530,150

   

RICHARDSON

$275,665

$352,950

$426,625

$530,150

   

ROCK

$275,665

$352,950

$426,625

$530,150

   

SALINE

$275,665

$352,950

$426,625

$530,150

   

SARPY

$275,665

$352,950

$426,625

$530,150

  

SAUNDERS

$275,665

$352,950

$426,625

$530,150

   

SCOTTS BLUFF

$275,665

$352,950

$426,625

$530,150

   

SEWARD

$275,665

$352,950

$426,625

$530,150

   

SHERIDAN

$275,665

$352,950

$426,625

$530,150

   

SHERMAN

$275,665

$352,950

$426,625

$530,150

   

SIOUX

$275,665

$352,950

$426,625

$530,150

  

STANTON

$275,665

$352,950

$426,625

$530,150
 

THAYER

$275,665

$352,950

$426,625

$530,150

   

THOMAS

$275,665

$352,950

$426,625

$530,150

   

THURSTON

$275,665

$352,950

$426,625

$530,150

   

VALLEY

$275,665

$352,950

$426,625

$530,150

   

WASHINGTON

$275,665

$352,950

$426,625

$530,150

 

WAYNE

$275,665

$352,950

$426,625

$530,150

   

WEBSTER

$275,665

$352,950

$426,625

$530,150

   

WHEELER

$275,665

$352,950

$426,625

$530,150

   

YORK

$275,665

$352,950

$426,625

$530,150