We encourage users to use to use the free NMLS Consumer Access Link to confirm that the mortgage company or mortgage professional with whom they wish to conduct business is authorized to conduct mortgage business in their state.

First Time Home Buyer Programs .info - Terms of Use

Your use of First Time Home Buyer Programs - Terms of Usethis website is subject to the following terms and conditions. Viewing web pages beyond the website�s homepage constitutes your acceptance of and agreement with the terms of use whether or not you complete a transaction within the website or by e-mail. If you do not agree to the terms of use, you may not use this website.

PERMISSIONS

You agree that:

Use of this website is subject to and governed by these 'Terms of Use'
You will comply with and be bound by these Terms of Use as they appear on this website each time you access and use this website,
Each use of this website by you indicates and confirms your assent to and agreement to be bound by these 'Terms of Use'.
"Terms of Use" OF THIS WEBSITE are a legally binding agreement between you and any representative associated with this website that will be enforceable against you.

ACCESS TO THIS WEBSITE

The administration of the website First Time Home Buyer Programs .info reserves the right at all times , in it sole discretion and without notice , deny your access and use of this website.

USE OF THIS WEBSITE

First Time Home Buyer Programs .info its ownership is not a lender in any transaction and does not make loans, loan commitments or lock-rates. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your particular financial situation, and criteria determined by the lenders to whom you are matched. Not all web visitors will qualify for a loan, the advertised rates, or any terms.

REVISIONS AND MODIFICATIONS

You agree and acknowledge that we may revise or change these Terms of Use at any time, without notice to you, and you agree that you will be bound by the provisions of these Terms of Use as they appear on this website at the time you access this website. Because these Terms of Use may change, we encourage you to refer back often to these Terms of Use. In addition, you agree and acknowledge that all other content, services, products and materials on or available through this website are subject to updating and revision without notice to you.

PRIVACY AND SECURITY

For information on how First Time Home Buyer Programs .info protects the personal information that you may provide through this website, please refer to: REFER To: Privacy & Security Statement.

INDEMNIFICATION

If you make any unauthorized use of this website or violate the Terms of Use: you may be in violation of copyright and other laws of the United States, as well as applicable state laws, and may be subject to penalties, and, you may be responsible for damages caused. You agree to indemnify the representatives of First Time Home Buyer Programs .info and its affiliates, vendors and licensors, and all of the employees, officers, directors, agents and representatives of First Time Home Buyer Programs .info staff and its affiliates, vendors and licensors, against, and to hold all of them harmless from, all costs, claims, damages, expenses or other losses, including attorney�s fees and court costs, that arise from or are related to your use of this website and/or your breach/violation of or failure to comply with the Terms of Use.

ADDITIONAL DISCLAIMERS

The web page content on or available through this website are provided �as is� and without warranties of any kind, either express or implied. to the fullest extent permissible under applicable law. The owners and representatives of First Time Home Buyer Programs .info disclaims all warranties, express or implied, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. The owners and representatives of First Time Home Buyer Programs .info makes no representation or warranty regarding the web page content or its use thereof. the web page content on or available through this website could include inaccuracies or typographical errors and could become inaccurate because of developments occurring after their respective dates of preparation or publication. the owners and representatives of First Time Home Buyer Programs .info has no obligation to maintain the currency or accuracy of any web page content on or available through this website.

You acknowledge and agree that the owners and representatives of First Time Home Buyer Programs .info is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. as to the operation of this website, the owners and representatives of First Time Home Buyer Programs .info expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability and fitness for a particular purpose. the owners and representatives of First Time Home Buyer Programs .info makes no representation or warranty that (1) the operation of this website will meet your or any other user�s requirements; (2) access to the website will be uninterrupted, timely, secure, or free of errors (3) any defects in this website will be corrected. you agree that you, and not the owners and representatives of First Time Home Buyer Programs .info , will bear the entire cost of all servicing, repair, correction or restoration that may be necessary.

LIMITATION OF LIABILITY

you agree that under no circumstances will the owners and representatives of First Time Home Buyer Programs .info be liable to you or any other person or entity for any damages or injury, including any direct, special, incidental, consequential or punitive damages or any damages or injury caused by error, inaccuracy, omission, interruption, defect, failure of performance, delay in operation or transmission, telecommunications failure or computer virus or other problem, that may result from the use of, or the inability to use, this website or the web page content on or available through this website, whether in an action alleging breach of contract, negligence or any other cause of action, or arising out of or in connection with the use or performance of any web page content on or available through this website. you agree that the owners and representatives of First Time Home Buyer Programs .info shall not be liable even if we or our authorized representatives have been advised of the possibility of such damages.

applicable law may not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. accordingly, some of the above limitations or exclusions may not apply to you. however, in no event shall the owners and representatives of First Time Home Buyer Programs .info total liability to you for damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, in accessing or using this website of web page content thereon.

COMMUNICATIONS WITH COMPANY

E-mail: For general contact regarding our policy, please email: admin@First Time Home Buyer Programs .info

CONTACT METHODS AND OPT-OUT

Permission to Be Contacted: By submitting information thru the First Time Home Buyer Programs .info website or otherwise you are making an inquiry as to lending programs and services offered by a US FHA Licensed Lender and give said lender permission to contact through e-mail, fax, or telephone, or any means, even if your phone number is on a �Do Not Call� list.

Permission to Share Your Information: When you �submit� information through the First Time Home Buyer Programs .info website or otherwise, your information may be sent to its affiliates.

Opt-out: For information regarding our Opt-out policy, please email: info@firsttimehomebuyerprograms.info
.

DISCLAIMERS

For disclosures information please visit: Disclaimers
.