First Time Home Buyer Programs .info-  Disclaimers

First Time Home Buyer Programs .info  is not affiliated with any government agencies, including the VA, the FHA, or the Department of Housing and Urban Development.

First Time Home Buyer Programs .info  has relationships with mortgage and lending specialists. These affiliates are approved lenders; however, they are not affiliated with any government agencies. We may share customer information with trusted affiliates to assist you with your lending needs. For more information please read our Privacy Policy.


First Time Home Buyer Programs .info  is not acting as a lender.  The information provided on this website is not an application for a mortgage or loan. Simply by completed a form on this website, you are not necessarily qualified with any lender.


The information provided on these pages remains, unless otherwise stated, the copyright of
First Time Home Buyer Programs .info   All layout, design, original artwork, concepts and other Intellectual Properties barring the information mentioned above, remains the property and copyright � 2011 of First Time Home Buyer Programs .info , the web site designers, and may not be used in any form or for any purpose whatsoever by any party without the express written permission of the copyright holders.

Unless otherwise allowed by law or stated elsewhere, NO part of the normally displayed text or graphics, including keywords and HTML commands not normally displayed, on this site may be reproduced or transmitted in any form or by any means, electronic or mechanical, including by photocopying, facsimile transmission, recording, rekeying, or scanning, or by using any information storage and retrieval system, EXCEPT WITH THE PRIOR WRITTEN PERMISSION OF THE AUTHOR AND APPROPRIATE REFERENCES TO THIS SITE AS DEFINED BY THE AUTHOR. All text is intellectual property and is copyrighted. Each web page or portion thereof contained in this site has a retail value of $6,000.00 US and is only available when ordered from the author. No portion of this site may be used or redistributed for commercial purposes. Utilization of resources from this site and associated servers (such as programs, SMTP resources (eMail), and others) shall carry a fee of $3,000.00 per use and all such uses require the prior written permission of the author. Theft will result in consequences.

Where repeated traffic to the site is intended to disrupt performance or to consume resources (thus increasing our server fees), or where such traffic or the use of copy written material increases advertising fees associated with an outside service (such as a pay per click or impression-based billing service), each visitation will be billed at $2,500.00 per incident.


Nothing on this or any other Web Site created by First Time Home Buyer Programs .info  or owned by First Time Home Buyer Programs .info  shall be construed as conferring any license under any of First Time Home Buyer Programs .info  or any third party's intellectual property rights, whether by  implication, or otherwise.


All information on this Web Site, known by the Uniform Resource Locators (URL): "
is provided free of cost for personal perusal ONLY, and as such, is made available "AS IS". No claim is made about the accuracy or validity of the content on this site, or its suitability for any specific purpose whatsoever, whether express or implied. Since all readers who access any information on this web site are doing so voluntarily, and of their own accord, any outcome of such access is understood to be their sole responsibility.

First Time Home Buyer Programs .info  shall not be responsible for any errors or omissions contained at this Web Site, and reserves the right to make changes without notice. Accordingly, all First Time Home Buyer Programs .info  and third party information is provided "AS IS".

In particular but without limiting anything here, we disclaim any responsibility for typographical errors and accuracy of the information that may be contained at this site. Certain links on this site lead to resources located on servers that are not maintained by us or under our control. We make no representation as to the accuracy or completeness of any such information.


First Time Home Buyer Programs .info  DISCLAIMS ALL WARRANTIES WITH REGARD TO THE INFORMATION (INCLUDING ANY SOFTWARE) PROVIDED, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

In no event shall
First Time Home Buyer Programs .info  be liable for any damages whatsoever, and in particular shall not be liable for special, indirect, consequential, or incidental damages, or damages for lost profits, loss of revenue, or loss of use, arising out of or related to any First Time Home Buyer Programs .info  web site or the information contained in it, whether such damages arise in contract, negligence, tort, under statute, in equity, at law or otherwise.

If misleading or otherwise inappropriate information is brought to our attention, a reasonable effort will be made to fix or remove it. Any inappropriate content not expressly brought to our notice, with sufficient lien in time taken to modify or update such content, is hereby understood to not be considered inappropriate or objectionable by any party claiming objection to the said content.

All such concerns should be addressed to: