First Time Home Buyer Learning Center

Buying your first home can be a thrilling and nerve-wracking at the same time, and for most it's difficult to know exactly what to expect.


1) Pre-Qualify Yourself

Ideally, as a first-time homebuyer, you already know how much you can afford to spend before a professional mortgage lender tells you how much you qualify for. But if you don't, submit a free pre-qualification form today. There is no obligation, and it gives you an excellent starting point.  

2) Determine your down payment amountt

It takes a bit of time to scrape together your down payment.

3) Organize your documents


When applying for mortgages, homebuyers must document income and taxes.

Typically, mortgage lenders will request 2 recent pay stubs, the previous 2 years' W-2s, tax returns and the past 2 months of bank statements -- every page, even the blank ones.

4) Check your credit