First Time Home Buyer Learning Center
Buying your first home can be a thrilling and
nerve-wracking at the same time, and for most it's difficult to
know exactly what to expect.
Ideally, as a first-time homebuyer, you already
know how much you can afford to spend before a professional
mortgage lender tells you how much you qualify for. But if you
don't, submit a free pre-qualification form today. There is no
obligation, and it gives you an excellent starting point.
2) Determine your down payment amountt
It takes a bit of time to scrape together your down payment.
3) Organize your documents
When applying for mortgages, homebuyers must document income and
Typically, mortgage lenders will request 2 recent pay stubs, the
previous 2 years' W-2s, tax returns and the past 2 months of
bank statements -- every page, even the blank ones.
4) Check your credit